Batch Capital for Commercial Real Estate Brokers: The Lease Is Signed. The Buildout Needs Funding.

Your tenant has the space and the plan, and the buildout comes before the first dollar of revenue. Introduce them without a fee and keep the deal on schedule.

Become a Referral Partner

Commercial Real Estate Brokers

Same day
File read by a person
$5,000 to $2M
Funding range
6
Product lines, one desk
No fee
Introductions only
Why your clients need funding

Deals That Close on the Tenant's Capital.

Four points where a lease or a sale waits on funding.

The buildout

The tenant improvement allowance covers part of the work, and the tenant has to fund the rest.

The security deposit and the first months

A new location carries rent before it carries revenue, and the landlord wants the deposit up front.

The owner-occupied purchase

A business buying its own building is often an SBA 504 or 7(a) file, and those take a desk that knows them.

Equipment for the new space

Kitchens, chairs, racking and machines, financed against the equipment itself.
How the referral works

Keep the Deal Moving. We Fund the Tenant.

01

Introduce the tenant or buyer

Send the client with their consent, the lease or LOI, and what the money is for.

02

Matt reads the file same day

A person reads the statements the day they arrive and calls the client with a straight answer.

03

Offers across every product

Term, SBA, line, equipment and advance options side by side, each with its true cost shown.

04

You stay informed, unpaid

New Jersey bars a licensee from a fee for a lender referral, so we pay none. You hear when the client is funded.

Become a Referral Partner
Every line of credit

One Desk for Every Kind of Funding.

Term loans, SBA loans, lines of credit, equipment financing and advances, matched to what the business actually needs.

Term loans

Up to $5,000,000 through our bank partners, fixed payments over up to 12 years, from 8.77% APR.

SBA loans

SBA 7(a) and 504 loans up to $5,000,000 for expansion, real estate and buying a business, over 5 to 25 years.

Lines of credit

Draw what you need when you need it, and pay interest only on what is outstanding.

Equipment financing

Trucks, machines and buildouts, financed against the equipment itself over 2 to 7 years.

Working capital advances

Funded by us with our own capital, as fast as same day, repaid from card sales or a fixed transfer.

Consolidation and refinancing

Roll existing advances or high-cost debt into one structure the business can carry.
The rules for your profession

An Introduction, Never a Referral Fee.

New Jersey bars a real estate licensee from taking a fee merely for referring a client to a lender, so we pay none.

  • RESPA's referral fee ban does not reach business-purpose loans (12 CFR 1024.5(b)(2)). New Jersey's own rule does.
  • A New Jersey licensee who accepts a fee merely for referring a client to a lender is subject to sanction (N.J.A.C. 11:5-7.2). We pay no referral fee to any real estate licensee.
  • New York bars a broker from being paid by more than one party without the client's full knowledge and consent (19 NYCRR 175.7).
  • REALTORS disclose any financial benefit from recommending a financing source (NAR Code of Ethics, Article 6). A no-fee introduction leaves nothing to disclose.

Sources

A summary for orientation, not legal advice. Your licensing board and counsel have the final word.

Commonly Asked Questions

A commercial real estate referral partner introduces a tenant or buyer who needs buildout, equipment or acquisition financing to Batch Capital, which funds advances itself and places term, SBA and equipment financing with its lending partners.

Can a commercial real estate broker accept a referral fee from a lender?
Not in New Jersey. N.J.A.C. 11:5-7.2 subjects a real estate licensee who accepts a fee merely for referring a client to a lender to sanction, and the rule is not limited to home loans. Batch Capital pays no referral fee to real estate licensees in any state.
Does RESPA apply to commercial loans?
No. Regulation X exempts credit extended primarily for a business, commercial or agricultural purpose (12 CFR 1024.5(b)(2)). State real estate rules still apply, which is why New Jersey's ban governs.
Then why introduce a client to Batch Capital?
Because a tenant who cannot fund the buildout does not sign the lease, and a buyer who cannot fund the purchase does not close. A same-day answer on financing keeps your deal on schedule.
Can you fund a tenant buildout?
Yes. Equipment financing covers fixtures and machines, and a term loan or working capital advance can cover the construction the improvement allowance does not.
Do you finance owner-occupied commercial property?
We place SBA loans for real estate and expansion with terms of 5 to 25 years through our lending partners.
Referral partners

Your Tenant Needs Capital. We Will Read the File Today.

One introduction, a same-day read on the file, and offers across every product the client qualifies for.

Become a Referral PartnerCall +1 (201) 862-4048
Matt Curran
Reviewed byMatt CurranDirector of Batch Capital
Last updated

This page is general information, not financial, legal or tax advice. Talk to your accountant or attorney about your own situation.

Become a referral partner