Batch Capital for CPAs: Funding for the Clients You Already Advise.

Your clients bring you the cash-flow problem before they bring it to a bank. Introduce them to a desk that reads the file the same day.

Become a Referral Partner

CPAs and Accounting Firms

Same day
File read by a person
$5,000 to $2M
Funding range
6
Product lines, one desk
Written
Partner agreement
Why your clients need funding

You See the Gap Before the Bank Does.

Four moments a CPA spots a funding need first.

The tax bill outruns the cash

A profitable year on paper leaves a payment due in April that the operating account cannot cover.

Year-end equipment purchases

Section 179 rewards equipment placed in service by December 31, and financing it keeps the cash in the account.

Receivables outrun payables

The aging report shows customers at 60 days and vendors at 15, and payroll waits for neither.

A bank said no

The client was declined on a time-in-business or collateral rule, and the business itself is sound.
How the referral works

Introduce the Client. We Handle the Rest.

01

Introduce the client

Send a name and a number, or forward three months of statements with the client's consent.

02

Matt reads the file same day

A person reads the statements the day they arrive and calls the client with a straight answer.

03

Offers across every product

Term, SBA, line, equipment and advance options side by side, each with its true cost shown.

04

You are paid when it funds

Paid on every file that funds, under a written partner agreement. No fee is paid on an attest client.

Become a Referral Partner
Every line of credit

One Desk for Every Kind of Funding.

Term loans, SBA loans, lines of credit, equipment financing and advances, matched to what the business actually needs.

Term loans

Up to $5,000,000 through our bank partners, fixed payments over up to 12 years, from 8.77% APR.

SBA loans

SBA 7(a) and 504 loans up to $5,000,000 for expansion, real estate and buying a business, over 5 to 25 years.

Lines of credit

Draw what you need when you need it, and pay interest only on what is outstanding.

Equipment financing

Trucks, machines and buildouts, financed against the equipment itself over 2 to 7 years.

Working capital advances

Funded by us with our own capital, as fast as same day, repaid from card sales or a fixed transfer.

Consolidation and refinancing

Roll existing advances or high-cost debt into one structure the business can carry.
The rules for your profession

Disclosed in Writing. Never on Attest.

AICPA, New Jersey and New York all allow a referral commission on a non-attest client, with written disclosure.

  • No commission on a client your firm audits, reviews, compiles for third-party use or examines prospective financials for (AICPA ET 1.520.001; N.J.A.C. 13:29-3.12).
  • Every other client gets a written disclosure. New Jersey wants it at or before the referral, signed and dated by the client and by us (N.J.A.C. 13:29-3.12(f)).
  • New York wants it on firm letterhead in 12-point type, signed by you and the client, stating the commission or its basis (8 NYCRR 29.10).
  • We provide a written disclosure of any referral fee so you can give it to your client.

Sources

A summary for orientation, not legal advice. Your licensing board and counsel have the final word.

Commonly Asked Questions

A CPA referral partner introduces a business client who needs capital to Batch Capital, which funds advances itself and places term, SBA, line and equipment financing with its lending partners.

Can a CPA accept a referral fee for referring a client to a lender?
Yes, for a client the firm does not perform attest services for. The AICPA Code (ET 1.520), New Jersey (N.J.A.C. 13:29-3.12) and New York (8 NYCRR 29.10) all permit a commission on a non-attest client when it is disclosed to the client in writing. No fee may be accepted on a client the firm audits, reviews, compiles for third-party use or examines prospective financials for.
What does the written disclosure need to say?
In New Jersey it must be made before or at the time of the referral and be signed and dated by the client and by the party receiving the referral. In New York it must be on firm letterhead in 12-point type or larger, signed by the CPA, signed and dated by the client, and name the service, the third party, the relationship and the commission or how it is calculated. We prepare the disclosure for you to give the client.
Can I refer an attest client without taking a fee?
Yes. An introduction with no compensation is not a commission. Tell us the client is an attest client and we will record the file as a no-fee introduction.
Which of my clients are a fit?
Businesses with at least 3 months of history and $10,000 or more in monthly deposits fit our panel's floors as of 2026-09-28. Clients who need a term loan, an SBA loan, a line of credit, equipment financing or a fast working capital advance can all be placed from one desk.
Will you contact my client without me?
Only after you introduce them, and only about the funding request. Tax, audit and advisory work stays with your firm, and you are copied on the outcome.
Referral partners

Send Us the Client. We Will Read the File Today.

One introduction, a same-day read on the file, and offers across every product the client qualifies for.

Become a Referral PartnerCall +1 (201) 862-4048
Matt Curran
Reviewed byMatt CurranDirector of Batch Capital
Last updated

This page is general information, not financial, legal or tax advice. Talk to your accountant or attorney about your own situation.

Become a referral partner