Payments for Auto Repair Shops: Estimate by Text. Deposit on the Parts. Paid by Link.

Square Invoices for drivers and BillerGenie for fleet accounts on terms.

84,859general automotive repair shops with employees in the US, per Census County Business Patterns 2023.
403,389people employed by those shops, per the same Census file.
66%of those shops have fewer than five employees, computed from the same Census file.
At the counter

What This Business Needs at the Counter.

Big tickets, customers who aren't in the building, and fleets on terms.

Approve by text

The customer is at work when the estimate is ready. They should approve it from their phone.

Deposits on parts

A special-order part is ordered on the shop's money. A deposit up front protects it.

Pay without coming in

The car is ready at 4 and the owner arrives at 6. Payment by link closes the ticket earlier.

Fleet accounts on terms

Commercial fleet accounts billed on terms need statements, reminders and late fees that run themselves.

Fees on big tickets

Card fees on a $3,000 repair add up. A low-cost bank transfer option matters.
The system we'd put in

Square Invoices for Drivers, BillerGenie for Fleets.

These are not shop management systems; there is no VIN lookup or labor guide here. They are the tools in our lineup built to get a repair ticket paid.

Also in the lineup

Clover Virtual Terminal. For a shop already on Clover: keyed and stored card payments at the keyed-in rate with AVS and CVV checks, no extra monthly fee.

Estimates by text

Send detailed estimates by email, text or link, and convert them to invoices automatically on Plus.

Deposits on parts

Request a deposit up front, then set a separate due date for the balance.

ACH on big tickets

Bank transfer on a Square invoice is 1% with a $10 cap on Plus, so a $3,000 repair costs $10.

Fleet reminders that escalate

BillerGenie's reminders start gentle and progress to more serious warnings, with late fees applied automatically.

Fleet portal

Fleet managers pay several open invoices at once, store payment details and set up autopay.

QuickBooks two-way sync

BillerGenie syncs both ways with QuickBooks, so payments post without re-keying.

Read the full picture

Square's automotive page describes creating and sending estimates and work orders and updating customers by email and text. The Square pricing page lists estimates on every plan, sent by email, text or shared link, automatic conversion of estimates to invoices on Square Plus, deposits requested up front with a separate due date for the balance, and automatic reminders before, on or after the due date. Square Invoices can also save a customer's card to the directory for billing.

On large tickets the published numbers favor bank transfer: a card on file or keyed payment is 3.5% + 15¢, while ACH on a Square invoice is 1% with a $1 minimum, capped at $10 on Square Plus and Premium.

BillerGenie is built for accounts receivable: it automates bill presentment, follow-up, collection and reconciliation. Its reminder sequence starts gentle and escalates, its Late Fee Manager calculates and applies finance charges, its customer portal lets a client pay multiple open invoices at once and set up autopay, and it syncs both ways with QuickBooks. It also supports compliant surcharging that checks the card BIN and suppresses the surcharge on debit and prepaid cards, and dual pricing.

None of these tools replaces shop management software. We did not find a verified integration with shop management systems for the products in our lineup, so we set them up to run beside the system you use for repair orders.

Batch is an authorized Square reseller in Square’s closed, invitation-only ISO sales network. Square is a trademark of Block, Inc.

How payments roll up

From Estimate to Paid, Without the Counter.

How a retail repair ticket moves when the customer is not in the shop.

01

Estimate by text

The customer approves it from their phone.

02

Deposit on parts

Collected up front, the balance on its own due date.

03

Invoice on completion

The estimate converts and goes out by link.

04

Paid by card or ACH

ACH tops out at $10 on Square Plus.

Pricing

Pricing, Plainly.

Square publishes its invoice rates. BillerGenie does not publish pricing.

Square invoice, card paid online
3.3% + 30¢ on Free, 2.9% + 30¢ on Plus
Square invoice, ACH bank transfer
1%, $1 min, $10 cap on Plus and Premium
Card on file or keyed in
3.5% + 15¢
Square, in person at the counter
2.6% + 15¢ on Free, 2.5% + 15¢ on Plus
BillerGenie
BillerGenie does not publish pricing

Published vendor prices as checked October 7, 2026. Your rate is set when you apply; nothing here is a quote.

Cash discount

The posted price carries the card cost and paying cash earns the discount. Federal law bars the card networks from stopping a discount for cash.

Surcharging in New Jersey

New Jersey caps a credit card surcharge at what processing actually costs you, disclosed before the customer is charged: on signs at entry and checkout, and on the menu for restaurants.

Visa's 3% ceiling

Visa caps a surcharge at your rate or 3%, whichever is lower, on credit only. Debit and prepaid cards are never surcharged.

Notice before you start

Visa requires you to notify your acquirer at least 30 days before you start surcharging.
Hardware

Three Ways to Get the Hardware.

A counter terminal for customers who pay in person; everything else runs by link.

Most popular

Free device

Apply at no upfront cost. Meet a monthly volume threshold and the hardware is on us.

Predictable

Lease

A predictable monthly cost with a clean upgrade path.

Lowest long run

Buy outright

Own the device and keep long run costs at their lowest.

Commonly Asked Questions

For an auto repair shop, BatchOut recommends Square Invoices for retail customers (estimates, parts deposits and pay-by-link) and BillerGenie for fleet and commercial accounts billed on terms.

Can I text an estimate and turn it into an invoice?
Yes. Square sends estimates by email, text or link on every plan. Automatic conversion to an invoice is on Square Plus.
Can I take a deposit on special-order parts?
Yes. Square invoices request a deposit up front with a separate due date for the balance.
How do I bill fleet accounts on terms?
BillerGenie syncs with QuickBooks, sends escalating reminders, applies late fees, and lets the fleet manager pay several invoices at once in a branded portal.
How do I cut fees on a $3,000 repair?
Offer ACH. On a Square Plus invoice it is 1%, capped at $10. Where surcharging is permitted, BillerGenie can also run compliant surcharging or dual pricing.
Is this a full shop management system?
No. These are payment and billing tools. They run beside your repair order software; there is no VIN lookup, labor guide or parts ordering in them.
Let's talk

Get the Ticket Paid Before the Keys Change Hands.

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